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Seven Financial  
Planning Essentials 
FOR YOUR NEXT CHAPTER
—Joel Brouwer, Interim President and CEO, Chief Financial Officer
A little planning today can create greater confidence and security tomorrow. Whether 
you’re considering a move soon or simply exploring your options, these financial 
planning tips can help. To keep them top of mind, remember to plan SMARTER:
S - Shape a plan around your goals
M - Meet with a trusted financial advisor
A - Assess your home's value
R - Review insurance and legal documents
T - Track retirement income sources
E - Establish an emergency fund
R - Research potential moving costs
Financial planning is about more than just numbers. It’s about creating a 
roadmap that supports your goals, priorities and lifestyle choices for the years 
ahead. At Hillcrest, prospective residents work with experienced sales counselors 
who can help answer questions, explore options and provide guidance at a pace 
that feels comfortable and informed.
Solo Agers
Superpower  
= Planning Ahead 
WE HEAR MORE ABOUT SOLO 
TRAVEL gaining popularity, but why don’t 
we hear more about solo aging? Both 
require the ability to embrace flexibility and 
confidence while charting a course. 
Solo agers are people who are navigating 
the future without a nearby spouse, partner 
or family to rely on. For many, solo aging is a 
conscious choice that reflects independence 
and a desire to live life on their own terms.
Planning ahead is key. Organize important 
financial and legal documents, build strong 
relationships, stay socially engaged and 
prioritize wellness through exercise, lifelong 
learning and meaningful activities.
At Hillcrest, many residents are solo 
agers themselves. An active social 
calendar, welcoming neighbors and a full 
continuum of living options make it easier 
to build connections while maintaining 
independence and peace of mind.
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